Business Lending



Building a successful business can be the opportunity of a lifetime.  Financing from Encore – A part of Lake Michigan Credit Union of Florida can make it a reality.  A true single-source solution, our full range of lending products has been designed to meet your business needs.  With local decision-making, Encore – A part of Lake Michigan Credit Union of Florida is a major commercial lender in the Southwest Florida community.  With an average of 20 years of experience, our commercial lenders deliver local market expertise, immediate accessibility, flexibility and an in-depth understanding of our customers’ needs. We offer:

  • Acquisition financing
  • Loans and Lines of Credit customized to meet the needs of your business
  • Commercial Mortgages for purchase, refinance or construction
  • Equipment Loans — For purchase of new or used equipment
  • Small Business Administration (SBA), 504 and 7A loans — Encore is an SBA Express approved lender.

Every Encore – A part of Lake Michigan Credit Union of Florida business credit product is backed by a reputation for superior service. We’re ready to help you make the most of whatever opportunity comes your way – right away. SMALL BUSINESS LENDING  Our well-respected team of lenders, underwriters, and servicing personnel are focused solely on the needs of the small business borrower. Having originated and serviced well over $100 million in small business loans, we appreciate the challenges facing small business owners.

  • Our SBA loans range in size from $250,000 to $5,000,000.
  • Our loans offer higher Loan to Value than traditional commercial loans.
  • We lend to physicians, professional offices, veterinarians, child care, assisted living, and dozens of other industries.


You don’t need to search for a needle in a haystack to find the financing your clients need – just call us. Whether your clients are looking to grow their business or refinance it, Encore Small Business Lending offers a variety of loan products with minimal down payments, longer terms, and a focus on getting the loan closed quickly.


Are you buying a piece of commercial real estate? Seeking to refinance an existing property? Whatever your plans are, Encore – A part of Lake Michigan Credit Union of Florida can meet your commercial mortgage financing needs.

  • Competitive, fixed or adjustable rates
  • Up to 25-year amortization
  • Investment or owner-occupied properties
  • Multi-family, office, retail, mixed use or industrial properties

Please call one of our lenders or stop by one of our branches today.

Need a hand?

Our team is here for you!